Instructor

Davit Zukhbaia

Davit Zukhbaia
Introduction:

Davit Zukhbaia is a legal professional with extensive expertise in electronic payments, payment systems, and services. Over the past six years, he has been dedicated to the field of electronic payments at the National Bank of Georgia. He has played a significant role in implementing the EU’s Payment Services Directive 2 (PSD2), the Strong Customer Authentication (SCA) Regulation, and the Alternative Dispute Resolution (ADR) mechanism, gaining a deep understanding of both EU and Georgian legislation, as well as the technical aspects of these regulations.

Davit’s career includes serving as the chief legal adviser for the Ministry of Economy and Sustainable Development of Georgia, specifically in the Telecommunications (ICT) Department. He later transitioned to the National Bank of Georgia, where he continues to provide legal support and currently leads a division in the Payment Systems Department.

Education:

LLM, Master of Laws (2016-2018)
University of Georgia (UG), Georgia.

LLM, Master of Laws (2015-2016)
University of Cologne (Universität zu Köln), Germany.

Bachelor of Laws (2011-2015)
Ivane Javakhishvili Tbilisi State University (TSU), Georgia.

Professional Experience:

Chief Legal Adviser, Ministry of Economy and Sustainable Development of Georgia, Telecommunications (ICT) Department.
Chief Legal Adviser, Payment Systems Department, National Bank of Georgia.
Head of Division, Payment Systems Department, National Bank of Georgia.
Study Programs:

Davit Zukhbaia has been involved in developing and delivering study programs related to:

Legal framework for payment systems.
Legal and technical aspects of electronic payment transactions.
Strong Customer Authentication.
Dispute settlement in the payments field.
Provision of essential information to payment service users.
Card-based payment instruments and transactions.
Legal framework on information accompanying the transfer of funds.
Competition in the payment systems field.
Extensive Courses:

Competition Law and Its Enforcement in Regulated Fields
Georgian National Energy and Water Supply Regulatory Commission.

E-governance
Linköping University, Sweden (supported by the Swedish Institute).

National Security and Public Policy
Rondeli Foundation (supported by the U.S. Government).

Davit Zukhbaia’s comprehensive background in legal advisory roles and his specialization in electronic payments and regulatory frameworks make him a leading expert in the field of payment systems within the financial sector.