Financial Analyses and KPIs for Credit Risk Assessment (SME & Corporate Segment)

INTRODUCTION:
With 18 years of comprehensive experience in banking, loans, finance, and business, Teimuraz has dedicated his career to identifying, managing, mitigating, and eliminating potential risks within the business landscape. His profound expertise encompasses credit assessments from both a commercial bank and regulatory standpoint, incorporating international experience in risk evaluation, mitigation, and management for commercial banks.

Teimuraz excels across a spectrum of disciplines, demonstrating proficiency in credit risk assessment, business evaluation, diagnostics, budgeting, restructuring and rehabilitation, financial risk management, forecasting, loan loss reserves, and capital management. His impressive track record includes over 800 instances of conducting business analyses, diagnostics, financial management, and risk assessments. In previous roles as a financial manager and portfolio risk manager at esteemed international banks like ProCredit Bank GE and Societe Generale, he adeptly navigated the complexities of financial and portfolio risk assessments, particularly in SME and Corporate credit risks.

Noteworthy is Teimuraz's substantial contribution to systemic banks' supervision, where he held a chief supervisor's position during the IPO of a systemic bank. Currently, he serves as the managing partner of Loialte Finance LLC, concurrently holding remote CFO positions in diverse businesses spanning trade, production, and services. Additionally, Teimuraz imparts his knowledge as an invited lecturer in Financial Accounting at Business and Technology University in Georgia, reflecting over a decade of tutoring and mentoring experience. His motivation lies in raising awareness and understanding of finance and credit risks across various environments.
STUDY PROGRAMS:

1 Corporate Finance
2 Financial Management – Financial Reporting
3 Finance for Managers (intermediate level)
4 Financial Analyses and KPIs for Credit Risk Assessment (SME & Corporate Segment)
5 Forecasting & Budgeting
6 Working Capital Management

EDUCATION:

Bachelor - Business Administration, Ivane Javakhishvili Tbilisi State University (2002-2006)
Bachelor - Jurisprudence, Ivane Javakhishvili Tbilisi State University (2003-2005)