ЭЦП и организационно-правовая форма

Delve into the intricate world of payment systems and digital transactions, guided by Daviti Zukhbaia’s comprehensive insights and deep understanding of the field. Participants in this program will explore the legal, technical, and competitive landscape of electronic payments, gaining a thorough understanding of the frameworks that govern this dynamic area. The program will cover the following essential topics:

Payment Systems and Legal Frameworks:

Understand the essence of payment systems, including definitions, the concept of irrevocability of transfer orders, and the legal framework governing various stakeholders such as system operators, payment service providers, and consumers. Learn about technical aspects, access requirements, and measures promoting competition within the payment system.

Electronic Payment Transactions:

Explore the types of payment transactions, their execution, and the specifics around revocation, incorrect or unauthorized transactions, and dispute settlements. Learn about the allocation of responsibilities among parties and corrective measures for restoring accounts or handling transaction errors.

Strong Customer Authentication:

Gain insights into Strong Customer Authentication (SCA), its scope, principles, and legal and technical nuances. Understand transaction monitoring mechanisms, real-time monitoring processes, and specific interpretations provided by the National Bank of Georgia (NBG) and the European Banking Authority (EBA).

Dispute Resolution in Payment Systems:

Learn about the mechanisms for resolving disputes in the payment services field, including consumer claims, alternative dispute resolution processes, and the roles of bodies like the Dispute Resolution Commission of the NBG. Explore examples from both Georgian and EU contexts.

Information Provision to Payment Service Users:

Understand the requirements for providing essential information to payment service users before, during, and after transactions. Learn about single payment services, framework contracts, and the obligations surrounding contract amendments.

Card-Based Payment Instruments and Transactions:

Dive into the specifics of card-based payment instruments, including definitions, issuing and acquiring procedures, and obligations for payment service providers (PSPs). Understand the legal framework around transactions and the rules for handling transactions with missing information.

Competition in the Payment Systems Field:

Examine the general and specific legislation on competition within Georgia’s payment systems, including rules and measures by the NBG to promote competition. Review notable cases related to payments assessed by the NBG.

By the end of this program, participants will have a solid foundation in the various aspects of payment systems, equipped with the knowledge needed to navigate complex regulatory environments and implement secure, competitive, and efficient payment solutions.

innovative solutions to drive business growth and ensure the security and satisfaction of their customers.